Buying or selling a home is one of the biggest financial decisions for any Canadian homeowner. In Alberta—particularly in Edmonton, St. Albert, and Sturgeon County—market trends have shifted rapidly over the past few years. Many clients are asking: Should I sell now or wait until 2026 to buy a home? This article explores key factors that can help you make an informed decision.
Current Real Estate Trends in Alberta
According to data from the Canadian Real Estate Association (CREA), Alberta has experienced strong market activity in early 2024 due to migration trends and tight housing supply. In markets like Edmonton and St. Albert, modest price growth is still being observed, especially in well-located, detached homes.
- Interest rates remain a major factor influencing both buying and selling decisions.
- Housing supply continues to lag behind population growth in many Alberta regions.
- Realtors are reporting a consistent demand for family-friendly homes in suburban areas such as Sturgeon County.
Reasons to Consider Selling Now
- Favourable demand: As of 2024, the Alberta real estate market remains active, giving sellers leverage to negotiate strong offers.
- Lower competition: Listing now could mean fewer comparable homes available, allowing yours to stand out.
- Capitalizing before rate changes: If the Bank of Canada adjusts interest rates again, it could affect affordability and buyer enthusiasm.
Why You Might Wait Until 2026 to Buy
Some potential buyers are hesitant, hoping for more stability in the market. Waiting until 2026 could provide:
- Interest rate normalization: The Bank of Canada is expected to gradually lower rates once inflation targets are maintained, improving mortgage affordability.
- Increased housing supply: New housing developments around Edmonton and St. Albert may improve inventory levels.
- Better financial readiness: More time to save for a down payment or pay down existing debt can strengthen your buying position.
Advice from Alberta Realtors
Local Realtors emphasize the importance of working with an experienced professional who understands regional market trends. Edmonton and its surrounding communities each have distinct dynamics that affect pricing and sales pace. A strong realtor-client partnership ensures you’re positioned strategically—whether you decide to sell now or wait.
Key Takeaways
- Market timing can influence your return, but personal goals and finances matter most.
- Discuss your long-term objectives with a trusted Alberta real estate professional.
- Stay informed through reputable sources such as REALTOR.ca and CREA market reports.
Conclusion
If you’re asking, “Should I sell now or wait until 2026 to buy a home?”—the right answer depends on your financial situation, housing needs, and overall goals. The Alberta real estate market remains dynamic, and with the guidance of a knowledgeable Realtor, you can take advantage of opportunities in Edmonton, St. Albert, or Sturgeon County no matter the year.
