Beyond the Deposit Closing Costs in Alberta
When purchasing a home in Edmonton, St. Albert, or anywhere in Alberta, most buyers focus on saving for the deposit. However, there are several other costs that come into play before you receive the keys to your new property. Understanding the land transfer tax—known in Alberta as the Land Titles Transfer Fee—and other closing costs […]
CMHC mortgage insurance explained for Edmonton and St Albert homebuyers
Understanding how CMHC Mortgage Loan Insurance works is essential for homebuyers in Edmonton, St. Albert, and across Alberta. Whether you are a first-time buyer searching for a condo in the city or looking at rural properties in Sturgeon County, knowing when this insurance is required can make a big difference in your home financing strategy. […]
Home Buyers Plan for first time buyers in Edmonton area
The Home Buyers’ Plan (HBP) is a powerful financial tool available to Canadians looking to purchase their first home. It allows eligible individuals to withdraw funds from their Registered Retirement Savings Plan (RRSP) to use as a down payment, making homeownership more accessible — especially in thriving real estate markets like Edmonton, St. Albert, and […]
Mortgage Stress Test Guide for Edmonton St Albert and Sturgeon County Homebuyers
The Canadian real estate market has witnessed significant policy changes over the past decade, many of which aim to ensure financial stability for homebuyers and lenders alike. One of the most crucial regulatory measures for anyone looking to purchase property in Edmonton, St. Albert, or Sturgeon County is the Mortgage Stress Test. Understanding how this […]
Minimum investment to start in Alberta real estate
Investing in real estate in Alberta—especially in cities like Edmonton, St. Albert, or rural markets like Sturgeon County—is often seen as a reliable way to build long-term wealth. Many prospective investors wonder: What is the lowest amount you need to start? The answer depends on your goals, financial readiness, and the type of real estate […]
Red Flags When Buying a House in Alberta
Buying a home is one of the biggest financial and emotional investments you’ll make, whether you’re searching in Edmonton, St. Albert, or across Sturgeon County. However, not every listing is as good as it seems. Spotting a red flag when buying a house early can save you stress, time, and money down the road. Below […]
St Albert Real Estate Is Now the Time to Buy
Buying a home is a major milestone, and with the dynamic Alberta real estate market, many potential buyers are asking: Is now the right time to buy a house in St. Albert? Located just northwest of Edmonton, St. Albert is often praised for its family-friendly neighbourhoods, strong community spirit, and proximity to key economic hubs […]
St Albert housing squeeze and the path forward
Housing affordability and availability have become pressing concerns across Alberta, and St. Albert is no exception. Once known as a quieter alternative to Edmonton, this thriving city is now facing challenges that mirror the broader real estate trends sweeping across the province. But does this mean St. Albert is in a true housing crisis? Understanding […]
Alberta Real Estate Sell Now or Buy in 2026
Buying or selling a home is one of the biggest financial decisions for any Canadian homeowner. In Alberta—particularly in Edmonton, St. Albert, and Sturgeon County—market trends have shifted rapidly over the past few years. Many clients are asking: Should I sell now or wait until 2026 to buy a home? This article explores key factors […]
St. Albert Real Estate 2025 Balanced Market and Modest Growth
The St. Albert real estate market has long been one of the most desirable segments of the Greater Edmonton Area, attracting families, professionals, and investors alike. With 2025 approaching, many potential buyers and sellers are asking: what can we expect from the housing market in St. Albert? Below is an in-depth look at market indicators, […]